*Pricing Logic*

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*Please Note: The consultation and review of your personal and/or business credit offered by the CreditVerse is free and without any cost. We serve as the business development firm for the services of Dr. Michael Grayson. The pricing mentioned on this site refer to the (PPC) Perfect Personal Credit & (PBC) Perfect Business Credit programs. These programs represent a median cost, comprised of four factors; credit restoration, debt filtration, credit debt and legal debt. For individuals who have legal debt (garnishments, judgements, etc.)  greater than $5,000 USD, the cost may be higher, because of the legal nature of the remedy. No two credit scenarios are the same. This will be discussed in a profound manner during your conversation with Dr. Michael Grayson.*

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**Pricing for the (GFC) Global Funding Club, (UFL) Unlimited Funding Library and (GCP) Global Credit Program, (EFR) Elite Funding Retreat and (CCS) Car & Credit Service are owned and operated by the CreditVerse. These programs are billed directly by the CreditVerse and not Dr. Michael Grayson.

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Billing Schedule

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When you engage the services of Dr. Michael Grayson, the billing is straightforward. The billing is done in the same matter as a utility bill, on the 5th of every month until your process is completed. (Note: Maryland residents are billed differently)

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As a reminder, if you choose to cancel the service, you will be billed for the unpaid balance for any and

all work that has been completed. 

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Late Fees

Your payment is charged to the card on file on your monthly billing date. If the payment is declined due to insufficient funds or an outdated card, it will be considered late, and a late fee will be applied to your account. The late fee for all services is $9.95. While we will continue attempting to process the payment, you will not be charged a reprocessing fee for each attempt.

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How Will the Payment Appear?

When you make a payment, it will show on your debit/credit card statement or ACH account as CDMI.

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Payment After Cancellation

The billing process works similarly to a utility bill. A first work fee is charged on the fifth day after signing up to initiate your case, followed by a monthly service fee. If you cancel in the middle of your billing cycle, you may still be charged for the work completed between your last payment and the cancellation date. For example, if your billing date is the first of the month and you cancel on the 15th, you may be billed for half of your monthly fee either on the cancellation day or your next billing date. Charges are only applied for work already performed.

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